How Equities First Holdings Helps Businesses in South Africa Raise Capital

Equities First Holdings is a global lending company that is headquartered in Indianapolis. It has offices in several countries, including South Africa. Equities First Holdings specializes in loans that are backed by stock in the company seeking the loan. The capital that is raised in this way can be used in any way; it’s considered non-purpose capital. Businesses that raise loans in this way typically use it to shore up business activities, expand their operations, hire employees, or purchase new equipment.

The type of business that typically seeks a stock-based loan is one that doesn’t qualify for traditional lending. After the financial crisis, bank lending standards have been tightened to the point that many don’t qualify any longer. However, stock-based loans also have advantages over traditional loans. The interest rates are generally lower and the repayment term is typically three years. As the loan is backed by the value of stock at the time the loan is issued, getting a stock-based loan removes some risk the company has with the value of their stock on in the market. Also, the company taking the loan can stop repaying at any time if necessary as the loans are non-recourse and learn more about Equities First.

The South African operations of Equity First Holdings are overseen by Deven Govender who acts as the Director. The offices are located in the Cape Town area, which is a financial hub in the country. This location keeps Equity First Holdings close to their clients and potential clients. As the aftereffects of the financial crash affected almost every country around the world, many businesses in South Africa find it necessary and/or desirable to obtain a stock-based loan in place of a conventional loan as a way of quickly gaining capital.

Al Christy, Jr. founded Equity First Holdings in 2002. The company’s success in the United States led to it rapidly expanding to other countries. he serves as both the Chief Executive Officer of the company and its Executive Chairman. In addition to South Africa, his company is also located in the UK, Australia, Hong Kong, Singapore, and Thailand and more information click here.

Jose Henrique Borghi – Helping Businesses Achieve Their Business Goals Through Creative Ad Campaigns

Jose Henrique Borghi is the name to reckon with in Brazil when discussing the field of marketing and advertising. He started his career in 1989 after graduating from the Pontifical Catholic University of Sao Paulo and joining Standard Ogilvy. He learned a lot at Standard Ogilvy about the field of marketing and advertising, which later helped him in his career. Going forward, he worked in many other internationally acclaimed advertising agencies, such as DM9/DDB, Talent, FCB and Leo Burnett. After having worked with so many advertising agencies, he gained the exposure and the experience needed to start his firm, which he did along with one of this colleague, Erh Ray and read full article.

Jose Henrique Borghi started BorghiErh Creative Intelligence advertising agency around 2002, and by the end of 2006, the company merged with Lowe. In the future, the company merged again with another international advertising agency, Mullen, and was renamed, Mullen Lowe Brasil. It is the third largest advertising company in Brazil today and serves hundreds of national and global clients.

Jose Henrique Borghi has won many awards for his creative intelligence in the field of publicity for ad campaigns he designed and developed for wildlife conversation named “The Mammals of Parmalat,” Season and for the famous automobile company, Fiat. As a creative genius of sorts, Jose has worked with many famous companies, both locally and internationally, such as Mitsubishi, Unilever, Toyota, Folha Group, Ox Cosmetics, and more.

His interest in the field of advertising and marketing started way back in childhood when he saw heart-warming ads that won awards at the Cannes Film Festival. Today, he has won awards at not only the Cannes Film Festival, but at many other modern awards, including the Lions Film Festival, New York Film Festival, London Film Festival, and more. He continues to make creative ads till date, and one can expect a lot more to come from him.

Other Ref: http://inspirad.com.br/tag/jose-henrique-borghi/

Todd Lubar’s Career in Real Estate Development, Finance And Other Industries

Todd Lubar is a philanthropist and entrepreneur with a focus in finance and real estate. He has a history of giving back to the society by helping people without homes through his real estate business. He started venturing in real estate in 1995 and later earned a B.A in speech communication from the Sycrause University. After his graduation, Todd worked for Crestar Mortgage as a loan investor. While in that position, he met key players in the real estate’s field, such as real estate agents, insurance agents, and financial planners. He joined Legacy Financial Group after leaving Crestar Mortgage, where he participated in increasing the firm’s loan amount to 100 million dollars and sharpened his financial skills. Currently, Todd Lubar leads TDL Global Ventures as the president, and Legendary Investments as the vice president and is the sales director of Debt Defense Services, LLC.

In 2001, Todd launched the real estate development firm Legacy Financial Group. With the leadership of Todd, Legacy Financial executed 200 deals, actively participated in the quick purchasing, reintegration, and advertising of various residential properties. The firm transacted Single-family and multi-family homes for hundreds of clients. Todd’s impressive financial career and relationship with prominent banks helped him to receive 20 million dollars in credit to progress his enterprise. After gaining extensive experience from his real estate business, Todd started Charter Funding, a branch of First Magnus Financial Corporation. First Magnus is a privately owned mortgage firm that provides leading services in the real estate industry of the United States.

Todd’s expertise helped him grow the company by offering quality products and services. After successfully running Charter Funding, Todd began another enterprise, Legendary Financial LLC, as a subsidiary company of Legendary Properties, LLC. The company lent money to individuals and firms across the states. While Todd’s career is heavily inclined to mortgage banking, he has also set up and managed other types of enterprises in the nightclub industry, the recycling industry and the demolition industry. For some years, Todd Lubar has ranked as a top mortgage investor among the leading twenty-five of the United States.

For more info, visit Todd’s angel.co profile.
Contact Todd Lubar at toddlubar.com.

Article Source: http://citrite.org/appreciating-the-illustrative-career-of-todd-lubar/